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Underwriter in Eureka, CA at Humboldt Merchant Services

Date Posted: 7/6/2018

Job Snapshot

Job Description



Humboldt Merchant Services, a subsidiary of North American Bancard, is dedicated to providing best-in-class credit card processing, and has done just that, for over two decades by offering superior credit card processing solutions, and the latest in payment acceptance technology.


Job Summary:

This position will play an important role in our company as an Underwriter; analyzing potential businesses by looking at credit reports, bank statements, industries, websites/marketing, historical processing trends, and other important factors. The Underwriter will be held accountable for decision making in accordance with Federal, State and card brand regulations as well as HMS internal policies and procedures.


What else you will be doing:

  • Underwrite credit card applications in accordance with HMS policies and procedures.
  • Review financial documents, tax returns, bank statements, etc. for financial analysis.
  • Review credit reports and processing statements for potential risk factors.
  • Prepares appropriate documentation and update internal software programs pertaining to the decision.
  • Gather information from decisions and make recommendations, supported by data, to alter underwriting policy when appropriate.
  • Discuss and communicate decisions to management as necessary.
  • Make sound decisions in approving or denying credit card processing, following industry standards authorized and established by management.
  • Assign risk mitigating controls as appropriate.
  • Remain current on Federal, State, and card brand regulations.
  • Perform other job-related duties or special projects in support of department as assigned.



Job Requirements

What we need from you:

  • High School Diploma or equivalent
  • Attention to detail and accuracy.
  • Good analytical and problem solving skills.
  • Strong email communication skills.
  • Experience working in a high-pressured environment working with deadlines and using own initiative.
  • Ability to work and communicate as a team while also working independently to accomplish individual tasks.
  • Ability to interact professionally with management, sales, and merchants.
  • Efficient with Microsoft Office Suite.


 Pay Grade for internal applicants: 25


At North American Bancard, we celebrate diversity and create an inclusive environment for everyone. We are an equal opportunity employer.


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  2. Credit Analyst Jobs